Lending and California’s Usury Laws

California usury laws add a layer of complexity to doing business in the state. Usury laws limit the amount of…

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Duties Under the Code of Ethics and Standards of Practice of the National Association of Realtors

The Preamble to the National Association of Realtors’ (NAR) Code of Ethics and Standards of Practice begins with: Under all…

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Open House Best Practices

Done properly, open houses can be a powerful selling tool for real estate agents and clients. To generate interest and…

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Not Your Typical Short Testimonial

If you have ever done business with Evoque lending then you already know this, and for those of you who…

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Open House Incidents

It was late on a Saturday afternoon. The day before, Susan, a real estate agent, had confirmed the Saturday afternoon…

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Setting the Standard

A Brief Overview of the CFP Board’s New Code of Ethics and Standards of Conduct Effective October 1, 2019, CFP…

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Factors for Evaluating Whether a Loan is for a Business Purpose

Part 1 of 2 – Federal factors. Although lenders are perhaps more familiar with the regulations involved in making loans…

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Keeping Things Interesting – How Federal Interest Rates Work

To anyone who has ever had a credit card, borrowed money or deposited money in a savings account, you know…

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All Hard Money Lenders Care About Is Equity

There is a huge misunderstanding by clients when they call thinking they can get a hard money loan just because…

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Myth: Hard Money Lenders Are Predatory

Sure, there are some bad apples who overcharge clients and take advantage of special circumstances clients tend to find themselves…

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