We are an equity based lender and approve applications based on equity and ability to repay the loan, instead of past credit and payment history.
Borrowers must only have a minimum of 30% equity in their property. However, if there is not enough equity, we may be able to cross collateralize the loan to another property that you own.
If you have bad credit or are currently going through a foreclosure or bankruptcy, we may be able to assist you regardless of the circumstances.